FINACIAL TRENDS

🔍 Key Financial Trends in 2025

1. High Interest Rates Continue (for Now)
   Central banks like the U.S. Federal Reserve have been slow to cut interest rates. Inflation remains sticky in some regions, so borrowing costs are still high, impacting loans, credit, and investment.

2. Resilient Stock Markets
   Despite rate uncertainty, stock markets—especially in the U.S.—are performing well, thanks to strong tech earnings, AI-related growth, and optimism around economic stability.

3. AI Boom Drives Investment
   Artificial Intelligence continues to attract massive investment across sectors, especially in semiconductors, cloud infrastructure, and automation. It’s seen as a long-term growth engine.

4. Green Finance Grows Cautiously
   Sustainable investing is still important, but ESG (Environmental, Social, and Governance) investing is under more scrutiny. Investors demand clearer impact and less greenwashing.

5. Crypto Market Regains Momentum
   Bitcoin and other major cryptocurrencies have regained investor interest in 2025, partly due to ETF approvals and greater institutional involvement. Regulation remains a wildcard.

6. Consumer Spending is Slowing
   Due to high inflation over recent years and rising credit card debt, consumers are cutting back. This is pressuring retail, travel, and discretionary sectors.